I don't believe Picard specified that he sold his wine, but he's putting a lot of effort into a large crop. Regardless, PICARD is declaring that capitalism is part of the STAR TREK universe and not acknowledging that it hasn't been since 1988. The more I think about it, the more uncomfortable I am with PICARD ignoring TNG, DS9 and VOY's declaration that money does not exist in the Federation.
Even though the writers mocked the concept, it's been an established part of the STAR TREK universe for 22 years and upheld by every writer up to NEMESIS. And the truth is, despite the writers saying it didn't make sense, the replicator technology offered a path of world-building to make this concept work.
I think PICARD should have gently retconned the no-money concept while still maintaining it. Every Federation citizen gets a basic replicator and housing allowance. When you can make anything from nothing, the social safety net ensures you always have at minimum a dorm room, health care, clothing and food. Education is free (thanks to holographic transmission). If you want more possessions, more storage space, more privacy, a kitchen, you can work to earn it. Restauranteurs, booksellers, filmmakers and lawyers ply their trade out of interest in their field and do receive additional replicator allowance that they can use to buy homes and furniture and clothing and whatever. However, no one is interested in working for the money any more; the money is incidental to their lives.
Seth MacFarlane once joked that THE NEXT GENERATION boasted the most professional people ever seen on television. No one was ever bored, tired, bad-tempered, anxious, nervous or uninterested in their job except for Reginald Barclay and when that came to Picard's attention, it was so unusual and peculiar that Picard had an entire senior staff meeting about how to assist and support an underperforming employee.
THE NEXT GENERATION has been regularly mocked for how blandly pleasant and therefore uninteresting the characters were and while that's a fair point, one also has to note: the replicator can make ANYTHING and the ship has an AI that operates and cleans and can presumably run almost every function automatically. Of course no one is ever drained or weary; no one has to do chores. No one has to cook or clean or do laundry.
This means that Geordi goes to the engine room because he loves engines, Dr. Crusher goes to sickbay because she's fascinated by medicine, Worf goes to the bridge's security post because he loves weapons, and so forth. There's a scene in "Hollow Pursuits" where Barclay is late for his shift and Riker towers over him, glaring at the terrified crewman and tells him, "I don't know what you got away with at your last posting, but this is the Enterprise. We set a different standard here."
Why is Barclay so scared? So what if he gets fired? He's not going to default on his loans or lose his house. Who cares about any of that in a replicator-equipped society? No, Barclay is scared because he would lose the little place and purpose he has in life.
I recognize that this can be difficult to write and that the writers in TNG, DS9 and VOY never took it seriously and PICARD, wanting to have Picard lack the unlimited resources of the Enterprise and Starfleet, has used money to hold him back. But they could have softened the discrepancy a bit by indicating that the Federation was culturally disinterested in money, that payment has become incidental, that the true acquisition is purpose and achievement -- but that there is an underlying currency of replicator credit that the average person is not interested in. It's not that money doesn't exist; it's that it's become beneath notice.
PICARD could say that Picard couldn't mount a Romulan rescue without Starfleet commiting the resources to synthesizing and replicating the equipment and fuel and then remark, "Even an admiral's replicator stipend won't produce what we need." Rios could say that he's "very expensive; well above standard replicator credit rates" because conventional civilian private charter and passage wouldn't have the security and safety clearances to go on Picard's mission. Raffi could be enraged that her basic replicator allowance entitles her to a dorm, a self-serve sickbay and access to a replicator canteen but no other luxuries. And then we could have Dr. Agnes Jurati confused. "I don't understand why you're so fixated on this 'money' concept; I haven't checked to see if I've been paid in years. I have a room above my lab and there's a replicator in the canteen."
Why couldn't Jake bid on the auction on DS9? Let's retcon that to say that replicator credits weren't accepted. Why wasn't Jake paid for his book? Let's say people receiving a Starfleet replicator stipend (which Jake was as Sisko's dependent) generally waive additional payment for their labour and what difference would it make if Jake's replicator credit could, from book sales, produce 10,000 daily root beers instead of the 100 his basic stipend covers? Instead of ignoring the past, let's add a bit of supplemental information. Why did Picard say "money doesn't exist in the 24th century"? Let's adjust that to say, "Money is no longer a cultural force in the 24th century when a replicator can create whatever we need."
But PICARD has simply blown off the no money concept (although the replicators are still present).
Towards the end of his life, Michael Piller said that he had somewhat ruthlessly enforced the "Roddenberry box" of restrictions that barred personal conflict and money from STAR TREK scripts and that writers were quite understandably fed up with Piller's insistence that writers write around these restrictions instead of throwing them away. Piller said that he completely understood when the writers working for him declared that if Piller didn't leave VOYAGER, they would leave VOYAGER. All I can say is -- PICARD is not the first series to feel that the no money element was too difficult to write, but Roddenberry introduced the no-money concept AND the replicators, so he did cover his bases there.